Guy № 1 (25): What? All they gave you was a 500 peso credit limit?
Guy № 2 (28): Yeah…
Guy № 1: That’s terrible. I have a 5000 peso credit limit on my Mastercard, and ages ago when I got an American Express they gave me an 8000 peso credit limit, or thereabouts, and I can use it abroad – I can even use it in Uruguay…
Guy № 2: Well (sigh) I don’t know – perhaps it’s because of my low wages.
Guy № 1: That can’t be right. I earn 1700 pesos, and on my Mastercard I’m allowed to spend up to three times my salary, with no fee and no interest.
Guy № 2: I don’t know… perhaps it’s because I defaulted on a debt 10 years ago…
Guy № 1: No, that’s not right, in my opinion they should be giving you the same credit limit as everybody else.
(Gustavo’s comment: No kid, that’s why you don’t work in credit risk assessment…)
Loosely translated from Blogudeces de la Vida Cotidiana, with thanks to Gustavo.
-oOo-
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